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Richard M. Hartian

I have 23 years in the real estate and mortgage industry and have owned a construction company, real estate company, mortgage bank and real estate investment company. I'm currently on an extended sabbatical writing posts on one of my six blogs, and am in the process of creating a new life plan.

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Rachel LaMar

Rachel is a Realtor/Broker in Carlsbad, California, a licensed attorney, author, avid blogger and has written for local magazines and newspapers. Rachel loves to write and is currently working on her next book.

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Equity Trader – AKA Joe or ET

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Cheryl Courtney Semick

Cheryl Courtney Semick is an author, columnist, essayist, playwright and poet. She is President of Semick Ink Productions, which provides writing services with a focus on editing and ghostwriting books.

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